A title is an abstract concept that signifies one or more individuals own the property listed on the face of the title. State laws vary regarding exact procedures for effectively recording title to property, however a majority of states agree that each transfer of title must be recorded in a county recorder's office for an owner to hold valid title. Before you purchase a property, confirm that the seller holds valid title to the property. A title insurance company will search the property's title index for you for a fee, or you can visit a county recorder's office and search the title index.

What Title Search Services we offer

Current Owner Search. Two Owner Search. Full Search. Update Search. Deed Search. Open Mortgage Search. Liens & Judgments search. Bankruptcy Search. Latest Tax Status for the property.

Current Owner Search

• Current owner search involves searching for the details of the present title holder of the subject property and the latest deed with consideration.
• Search done by searching from the current date backward.
• Details like Vesting Deed, Current Tax status, county assessment information, open mortgages, judgments, liens, and legal description will be captured.
• This search is usually done for origination of Home Equity transactions, short sale, foreclosure auctions, and pre-tax auctions.

Two Owner Search

• Two-Owner Title search is for the last two owners in the chain of title of the subject property.
• Search done by searching from the current date backward.
• Details like Vesting Deed, Current Tax status, county assessment information, open mortgages, judgments, liens, and legal description will be captured.
• This search is usually done for origination of Home Equity transactions, short sale, foreclosure auctions, and pre-tax auctions.

Full Search

• Detailed full Title search on Current and Previous owners.
• The search should include all names in the chain of title and should report liens and judgments for all owners, current and past. The names must be run for general liens, such as judgments and federal tax liens, for the full statutory period applicable for the state.
• In addition, all defects, liens, and encumbrances specifically referred to in the documents revealed in the search must be reported as exceptions, unless properly disposed of.
• Includes searches related to property lien, easements, CC & Rs-covenants, conditions and restrictions, agreements, and resolutions and ordinances that affect real property.
• We also do historical searches up to 50 years for additional pricing.

Update Search.

• We also perform an update search on the subject property from the date of the last search to the current date.
• A report is provided on all the documents posted and recorded during the period.
• This is performed just before the closing takes place.

Deed Search

• To Check the Full Value Deed to Start the Search, and to provide Chain of Title.

Mortgage & Deed of Trust:

• To Check Open Mortgages / Deed of Trust which is related to given property, and Additional Document which include Assignment, Modification, Subordination, Substitution of Trustee, and upload the search docs in the file.

Judgments search

• To check if there is any Judgments against the borrower by using the www.lexisnexis.com and upload the search docs in the file.

Liens search

• Verify if there are any closed lien showing on title and request for release/ Paid in full letter. Request judgment payoffs.

Bankruptcy Search

• To check if there is any Bankruptcy filed against the borrower by using the PACER site and upload the search docs in the file.

Latest Tax Status for the property

• We provide comprehensive solutions on real estate Tax information for insured and uninsured products with a widespread coverage in the United States and quick turn times.

We are working on Netronline Application for 36 Sates: KSS offers the lowest cost service in comparison to local title agencies (50% Savings) in the most efficient way. Our terms are the shortest most searches can be completed within 24 hours.
KSS Property Title Search service is a convenient and fast way of securing yourself from buying a shady property. Just enter the property address to the form above and follow the registration instructions.

Our Commitment Typing Includes:

Document review and typing. Tax status search and typing. Commitment preparation. Document search and retrieval. Title Plant development and maintenance. Mortgage file post-closing audits. Hazard policy tracking. On-line real estate market research/mail list preparation. UCC database maintenance.

Document review and typing

Report preparation, including Owners and Encumbrance, Foreclosure, Legal/Vesting, tax, lien, judgments, etc., Experienced staff reviews abstractor notes and attached documents to verify the chain of title, name and legal description consistency, and document legibility. Problems are escalated to the abstractor for correction. Data is accurately typed via online systems, XML, or proprietary formats. TAT in 2 hours or less.

Tax search and typing

Online search, phone calls, and fax/mail to tax jurisdictions for assessment data and current/delinquent tax status, tax sales, parcel changes, verify addresses, or send your search documents for fast and accurate typing.

Commitment preparation

Complete review and capture of essential data for commitments – easements, restrictions, encumbrances, tax status, and other conditions are completed for the commitment report.

Document retrieval

Online search for new recorded documents, releases, assignments, tax payments, etc., to support your abstract and review. Confirm document recording or monitor updates, including tax payments, delinquent sales.

Plant development and maintenance

Developing the title plant database to your specifications and maintaining with day-forward posting for all document types (real and personal property, courts/liens, commercial UCC). Data is verified against local databases of subdivisions/surveys, lot/block/unit ranges, document types, and names. All name and geographical indexes are provided.

Document preparation, scanning, and quality review

Correct out of sequence file numbers, missing pages, illegible or damaged images. Stapling all pages for the document or linking for full document and related document retrieval.

On-line real estate market research/mail list preparation

Daily review of public document web sites to capture new data about property sales and transactions (newly recorded mortgages, deeds, liens, etc.) for direct mail and sales call lists.

Hazard policy tracking

Receive and capture data from renewals, cancellations, past-due notices, reinstatements, deletion of interest, etc.

Mortgage file post-closing audits

Detailed review of loan documents to assess that the file is complete, dated, and signed as per requirements.. Index the file by document type, delete duplicate copies, staple multi-page documents, report missing required files.

UCC database maintenance/retrieval

Indexing or searching commercial lien registrations for credit checks and lien/release status.